This page provides a standard list of the information you may need to pull together and have ready when you apply for your loan. It's important to note that original documents are often required.

Borrowers who choose our convenient reduced paperwork loans might need only a few of the items listed below. Speak with your Loan Officer for details.

What documentation I need to get?

Signed and dated by all loan applicants

Income Documents

For Hourly or Salaried Employment:
Original W-2 for the past year AND
Original paycheck stub showing year-to-date income (within last 60 days)

For Self-Employment, Sole Proprietor (Only if you choose to show your income):

Complete copy of previous year's federal tax return

Copy of year-to-date Profit and Loss statement

For Self-Employment, Corporation:

Copy of Form 1120 for previous year

Copy of year-to-date Profit and Loss statement

Complete copy of federal tax return for previous year (including all schedules)

Original W-2 for the past year (if applicable)

Original paycheck stub showing year-to-date income (if applicable)

For Retirement Income:

Original Social Security Award Letter or Pension Award Letter

For Rental Income:

Copy of complete tax return for previous year (including Schedule E)

Copy of lease or rental agreement for all properties

Other Income:

(You do not need to reveal alimony, child support, or separate maintenance income information unless you want it considered for qualification purposes):

A 1-year history of receipt AND

A copy of the fully executed divorce decree, if applicable AND

Evidence of 1 full year of receipt of payments

Asset Documents

Originals of the two most recent account statements for all checking, savings or other asset accounts

Obligations (debts other than consumer credit accounts)

A copy of the fully executed divorce decree indicating the amount of child support, alimony or separate maintenance payments, if applicable

Property

For purchase loans

Additionally a copy of the fully executed purchase contract

Additional documents will be required (from your real estate agent).